Capital One Shopping Review | MoneyUnder30

Disclaimer – Capital One Purchasing compensates us while you get the browser extension utilizing the hyperlinks we supplied.


The one factor higher than on-line procuring, in my expertise, is on-line procuring with a reduction. That’s why I signed up for Capital One Purchasing: to avoid wasting a bit of extra cash on the purchases I used to be already making and having delivered to my door.

Capital One Purchasing promised further financial savings with no further work. I simply put in the browser extension and let it inform me after I might be getting a greater deal. I couldn’t see any downsides to that, so when my Capital One bank card invited me to present it a attempt, I accepted, and I’m glad I did!

What Is Capital One Purchasing?

Capital One Purchasing is a simple method to save cash when procuring on-line. It’s accessible as a browser extension for desktop or as a cell app for iPhone and Android. With Capital One Purchasing, yow will discover promo codes, reductions, and a low value for the merchandise you’re contemplating — it doesn’t matter what you’re in search of.

How Does Capital One Purchasing Work?

Capital One Purchasing is extremely simple to make use of: After you enroll, you simply store like regular and Capital One Purchasing will show you how to out. It mechanically applies the coupon codes at checkout and alerts you to cost drops on belongings you’ve shopped for and bought.

To create an account, go to Capital One Purchasing’s web site to start the sign-up course of. The location will stroll you thru a couple of questions throughout its onboarding course of. You’ll be able to skip a few of these, although.

The location will ask you in your identify, zip code, and whether or not you have got Amazon Prime (I do).

That’s it! When you’ve created an account, you may take a look at their featured affords and trending offers, in addition to different chosen offers and reductions from the house web page. 

You may also use the cell app to enroll and to browse, and when you join your debit and bank cards, you get entry to native rewards, too. 

For those who set up the extension in your browser (I’m utilizing Chrome), you allow Capital One Purchasing that can assist you discover offers throughout your common looking. For instance, while you’re procuring, Capital One Purchasing will provide you with a warning to any accessible promo codes and particular affords through a bit of dialog field that pops up. You’ll be able to check codes proper then and there to see when you’ll save at that retailer.

It really works on common retailer websites and larger marketplaces equivalent to Amazon, too.

For instance, throughout my hunt for a litter field, I discovered one on Amazon I favored for $17.42. Capital One Purchasing confirmed that I wouldn’t discover it cheaper wherever else. I might add it to my cart figuring out I wasn’t lacking out on a greater deal. Plus, if the worth dropped earlier than I purchased it, Capital One Purchasing would alert me so I might soar on it.

How A lot Does Capital One Purchasing Value?

Capital One Purchasing is totally free to make use of. There’s no price for the app or the browser extension. 

Nevertheless, each time I take advantage of a service or product that’s free, I think about the actual cost to return within the type of my knowledge. Capital One Purchasing might not be getting my cash, however they’re studying so much about my procuring habits after I permit the app to see what I’m purchasing for.

Get Capital One Purchasing right here.

Capital One Purchasing Options

Capital One Purchasing is an extremely highly effective little instrument, when you think about all the pieces it will probably do.

Computerized Coupon Codes

An enormous time-saver is Capital One Purchasing’s coupon operate. As an alternative of Googling “[Name of store] promo code” and manually making an attempt a ton of coupon codes your self, Capital One Purchasing scans the web for codes, utilizing crowdsourcing to search out ones that that can work and making use of them every to your procuring cart till it finds a winner. The entire course of takes seconds and also you don’t should do a factor: It’s all automated. 

For those who like, you may flip the automated function off and solely use “seek for codes” utilizing the Capital One Purchasing button while you wish to, when you don’t just like the dialog field popping up each time. 

Get Rewards within the Type of Credit

For those who’ve used different money again and reward apps equivalent to Rakuten (previously Ebates), you might be accustomed to how this function works. Some objects or shops provide money again, both a greenback quantity or a proportion of your order, with sure purchases. At Capital One Purchasing, your credit score accumulates till you redeem it within the type of a present card. 

Common Product Search

Typically you already know what it’s you wish to purchase, however you’re simply unsure which retailer affords probably the most reductions. You need to use Capital One Purchasing to seek for a product throughout a variety of shops, together with Amazon and Walmart, after which evaluate costs, supply, and delivery. You’ll be able to even save an merchandise to your watchlist when you’re not prepared to purchase but.

Worth Drop Alerts

For those who’ve been contemplating a purchase order — or purchased one thing you may wish to purchase once more — value drop alerts will let you already know when the worth comes down. You’ll be able to let the extension work simply by looking merchandise, or you may add particular person objects to your watchlist to trace the worth.

My Expertise Utilizing Capital One Purchasing

For probably the most half, I’ve loved utilizing the browser extension. I discover it useful to see if I might be getting a greater deal someplace else — even when I don’t find yourself profiting from it, whether or not for delivery causes, comfort, or another issue. It helps me know I’m getting an excellent value, and I actually love the automated promo codes. I hate making an attempt to seek for a code that works and discovering it invalid; Capital One Purchasing does it method quicker than I can do it by hand, and I’ve been having tons of luck with it discovering ones that work.

I’m much less excited by the credit function. Though I’ve been utilizing the app for six months, I’ve solely racked up $1.83 in credit — in all probability as a result of my purchases have been small issues like toiletries, or from shops with out a rebate deal. 

Additionally, after I tried to redeem my $1.83 for a present card, I acquired an error message — properly, a number of, truly. It wouldn’t let me enter $1.83 as a present card quantity, nor $1, nor $2, saying they weren’t legitimate quantities. Then I seen the positive print stated the worth of the reward playing cards began at $5, so I entered $5, however then the location informed me the reward card couldn’t be value greater than double the worth of my accrued credit.

So, for now, I’ve earned $1.83 in credit that I don’t have entry to. I’ll should make a couple of extra purchases to have sufficient to redeem them through reward card.

Who Is Capital One Purchasing Finest For?

Deal Hunters

For those who’re the sort of one that hates to overpay for one thing and loses sleep figuring out you missed out on a reduction, you’ll in all probability just like the financial savings you get with this app. By exhibiting you the worth of an merchandise at totally different shops, it primarily removes the guesswork out of questioning whether or not you overpaid for one thing or left cash on the desk. 

Busy Folks

For those who’ve acquired so much in your plate, you may’t afford to waste time comparability procuring. It’s a unending activity, as a result of there’s at all times yet one more retailer to examine, and costs appear to vary continuously, too.

I additionally get bored with my e-mail inbox filling up with retailer promotions and coupons that I’ve to maintain monitor of, and it’s all only a ache to handle — however the different choice was paying the total retail value on the primary product I discovered, which didn’t really feel nice, both. I respect with the ability to skip the shop mailing lists and the prolonged value comparisons and let Capital One Purchasing inform me of reductions and offers.


I discover that, particularly with coupon codes, it pays to have a community you may depend on. Different websites that promise coupon codes had been stuffed with outdated ones that didn’t work, and even the codes with rankings weren’t legitimate most of the time. However Capital One Purchasing is ready to rely by itself knowledge of which codes labored not too long ago and which didn’t, after which match them towards your procuring cart. It’s rather more correct.

Get Capital One Purchasing right here.

Who Shouldn’t Use Capital One Purchasing?

In-Retailer Buyers

For those who’re an rare on-line shopper, you may not see the necessity to set up yet one more app or browser extension for the uncommon occasions you make a purchase order. Nevertheless, you may nonetheless get use out of the cell value comparability instrument, which helps you to scan a product within the retailer to tug up costs at different places.

Privateness Defenders

Capital One Purchasing makes use of the knowledge it collects to construct a extra strong algorithm and higher service, however when you really feel sketchy about sharing a few of your private data and your looking historical past, you gained’t like this instrument.

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